Our Services

Financial Planning & Investment Management

At Empire State Asset Management, LLC we believe that no amount of education or experience can take the place of compassion and integrity. Which is why for over 29 years our success has been a direct result of our focus on building personal connections and lasting relationships. Throughout these years, it has been both humbling and gratifying to have had the opportunity to council individuals and families from all walks of life. It is this diversity that has provided us with a unique perspective of the needs of our community. Whether you are preparing for retirement, saving for a child’s education, focused on leaving a lasting legacy, our teams mission is to help you achieve the financial well-being you are seeking.

Who We Help

  • Individuals
  • Married Couples
  • Same-Sex Couples
  • Divorced and Widowed Individuals
  • Generations of Families and Extended Family
  • Business Owners

BRONZE PACKAGE

Wealth Builder Management
  • Personalized Needs Analysis

  • Goals and Objective Implementation and Review

  • Budget and Cashflow Analysis

  • Risk Tolerance Assessment

  • Annual Rebalancing

  • Life, Disability and Long-Term Care Insurance Review

  • Mortgage Analysis/ Home Buyer Education

  • Student Loan and Consumer Debt Analysis

  • Tax-Loss Harvesting

  • One Annual Review (Call)

SILVER PACKAGE

Investment Management

Includes all Services from the Bronze Package plus:

  • Goals-Based Financial Plan

  • Investment Management Agreement

  • Overall Net Worth Analysis

  • Cash Flow and Budget Review

  • Asset Allocation Review*

  • Portfolio Re-Balancing**

  • Tax and Cost-Bases Reporting

  • Employee Benefits Review

  • End of Year Tax Planning and Review

  • Quarterly Performance Analysis/ Report

  • Required Minimum Distribution Management

  • Comprehensive Insurance Review

  • 401k/403b/457 Plan Review

GOLD PACKAGE

Financial Planning

Includes all Services from the Bronze and Silver Packages plus:

  • Cash Flow-Based Financial Planning

  • Online Client Portal Including:

    • Secure Document Vault
    • Consolidated Account Aggregation Including Outside Investments and Bank Reporting
    • Real-Time Client Net Worth and Balance Sheet Reporting
    • Riskalzye Risk Tolerance Software
  • Business Balance Sheet Review and Analysis

  • Retirement Needs Analysis

  • Income Distribution Strategies

  • Education Planning and Funding

  • Comprehensive Insurance Planning

  • Estate Planning Services

  • 401k/403b/457 Plan Review and Rebalance Recommendations

  • Social Security Analysis Review and Planning

DIAMOND PACKAGE

Complete Wealth Management

Includes all Services from the Bronze, Silver and Gold Packages plus:

  • Comprehensive Integrative Financial Planning

  • Charitable Giving Tax Strategies

  • Trust Creation and Asset Integration

  • Tax-Optimized Investing and Giving

  • Executive Compensation Planning For:

    • Deferred Compensation
    • Stock Options
    • Concentrated Portfolios
  • Strategic Planning for Wealth Conservation

  • Business Financial Planning

  • Annual Financial Plan Updates

  • Qualified Retirement Account Contribution Strategies

  • Wealth Transfer Planning and Strategies

Diamond Level Business Services for Business Owners Available.

* Asset allocation, which is driven by complex mathematical models, cannot eliminate the risk of fluctuating prices and uncertain returns.

** Re-balancing may be a taxable event. Before you take any specific action be sure to consult with your tax professional.

Client Communication Bronze Silver Gold Diamond
Annual Progress Review with Advisor Phone Call In-Person In-Person In-Person
Progress Update Phone every 12 Months Phone every 6 Months In-Person every 6 Months In-Person every 3 Months
Incoming Call Response Time 24 Hours 12 Hours 4 Hours 2 Hours
Education Bronze Silver Gold Diamond
Financial Plan Life-Stage Goals-Based Goals-Based & Cash Flow-Based Comprehensive Integrative
Family Meeting Yes
Quarterly Newsletter Yes Yes Yes Yes
Quarterly Economic Update Yes Yes Yes Yes
Client Portal Access & Training Yes Yes
Invitation to Strategist Meetings Yes Yes
Planning Resources Bronze Silver Gold Diamond
401k/403b/457 Plan Review Yes Yes Yes
401k/403b/457 Plan Rebalance Yes Yes
Social Security Planning & Review Yes Yes Yes
Social Security Strategy Yes
Risk Tolerance Management & Riskalyze Yes Yes
Medicare Gap Analysis Yes Yes

Helping People Improve Their Financial Health

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