Saving For Now. Planning For Life.
Changing Jobs – Retiring Early?
What to do with your 401k, 401b, or 457 Deferred Comp Plan?
ESAM can provide the experience to bring all your assets under one umbrella, and ensure all rollovers are properly executed, without penalties. If you began your relationship with ESAM through an employer-sponsored retirement plan, we will continue to serve as your financial advisor after you change jobs.
Objective Guidance – Whether you want to discuss 401k rollovers*, learn the options available for your 401k, or discuss how to set and pursue your retirement goals, the ESAM investment team will provide you the information and guidance you need.
* Before rolling over your retirement account, consider all available options, which include remaining with your current retirement plan, rolling over into a new employer’s plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider – such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan’s investment options, in some cases, the investment management fees associated with your plan’s investment options may be lower than similar investment options offered outside the plan.