Retirement Planning

Saving For Now. Planning For Life.

Empire State Asset Management Retirement Planning Services New York

A Financial Advisor for Your Family

Managing your investments and establishing a secure retirement plan can seem like a daunting task. With up to 30 years of retirement it’s normal to wonder if you’re financially prepared.

Many of our clients question if they’ll have saved a sufficient amount, how much they’ll be able to spend yearly, and what to do with existing retirement accounts if they change jobs or retire early.

Our family-focused approach to financial management and retirement planning will help you answer those difficult questions and help you plan for your future properly.

At ESAM we partner with our clients in making investment decisions to pursue goals and work toward building wealth for them and their family’s future.

We offer individuals and families a full range of financial advisory services to help work toward their short-term goals and their long-term financial independence.

Changing Jobs – Retiring Early?

What to do with your 401k, 401b, or 457 Deferred Comp Plan?

ESAM can provide the experience to bring all your assets under one umbrella, and ensure all rollovers are properly executed, without penalties.  If you began your relationship with ESAM through an employer-sponsored retirement plan, we will continue to serve as your financial advisor after you change jobs.

Objective Guidance – Whether you want to discuss 401k rollovers*, learn the options available for your 401k, or discuss how to set and pursue your retirement goals, the ESAM investment team will provide you the information and guidance you need.

* Before rolling over your retirement account, consider all available options, which include remaining with your current retirement plan, rolling over into a new employer’s plan or IRA, or cashing out the account value. When deciding between an employer-sponsored plan and IRA, there may be important differences to consider – such as range of investment options, fees and expenses, availability of services, and distribution rules (including differences in applicable taxes and penalties). Depending on your plan’s investment options, in some cases, the investment management fees associated with your plan’s investment options may be lower than similar investment options offered outside the plan.

Schedule An Appointment Today

Helping People Improve Their Financial Health

Learn More
  • Retirement Planning

Let’s take a close look at your potential retirement-income sources.

  • Investment Management

Let us explain the principles & strategies that can enable you to create an investment portfolio that reflects your risk tolerance, time horizon, & goals.

  • College Planning

Establish an effective savings plan to financially prepare you and your family for the cost of higher education.

  • Estate Planning

Effective estate management enables you to manage your affairs during your lifetime and control the distribution of your wealth after death.

  • Tax Planning

Tax Planning and Preparation to meet the financial goals of Individuals, Families and Businesses.

  • Insurance

Insurance transfers the financial risk of life’s events to a company that can help protect your family from the financial consequences of those events.

  • Multi-Generational Wealth Management

Establish a comfortable retirement and leave a legacy for your family by establishing comprehensive wealth plan early on.

Ready to Talk?

Let us help you take some of the mystery out of
preparing for your financial future.

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